Reliance Health is a healthcare company that provides cutting edge and affordable healthcare solutions. In a country where healthcare is fast establishing its credentials, Reliance Health provides services that compare with the best and span Insurance & Health Plan Administration, Health care Delivery and Integrated Health, Health Informatics & Information Management, and Consumer Health.
Reliance Health aims at revolutionizing healthcare by enabling a healthcare environment that is both affordable and accessible through partnerships with government and private businesses.
Reliance Health is the outcome of the late visionary Dhirubhai Ambani's (1932-2002) dream to herald a health revolution in India by leveraging technology and delivering the healthcare to the doorsteps of India's vast population.
He saw in the potential of healthcare in India once-in-a-lifetime opportunity for India to leapfrog over its historical legacy of backwardness and underdevelopment and to provide better, efficient and cost effective healthcare services.
Reliance Health sees immense potential in the rapidly growing Health services sector in India and aims to become a dominant player in this industry and offer fully integrated health services.
Reliance Health is set to transform the Healthcare Landscape of India by venturing into:
Managed Care Administration Health care Delivery and Integrated Health Health Informatics and KPO Consumer Health Reliance Health believes that above health initiative of Reliance ADA Group will refurbish the Indian Health industry to compete with best in the world while meeting the basic healthcare needs of Indian population.
Focused on the high-growth health care market, Reliance Health has a broad suite of products and services that span the health services value-chain. With our unparalleled resources, expertise and service offerings, we will deliver integrated solutions that are innovative and practical. To our customers and partners, this means we help them focus on what matters most to them i.e. to remain in control of their primary goals.
Led by experienced healthcare and technology teams, Reliance Health is directly addressing issues confronting Indian Healthcare.
Reliance Health envisions developing into an integrated healthcare environment with broader interests across ancillary (supporting) industries and services delivery models.
The Reliance – Anil Dhirubhai Ambani Group is among India’s top three private sector business houses on all major financial parameters, with a market capitalisation of Rs 100,000 crore (US$ 22 billion), net assets in excess of Rs 31,500 crore (US$ 7 billion), and net worth to the tune of Rs 27,500 crore (US$ 6 billion)
Across different companies, the group has a customer base of over 50 million, the largest in India, and a shareholder base of over 8 million, among the largest in the world.
Through its products and services, the Reliance - ADA Group touches the life of 1 in 10 Indians every single day. It has a business presence that extends to over 4,500 towns and 300,000 villages in India, and 5 continents across the world.
The interests of the Group range from communications (Reliance Communications) and financial services (Reliance Capital Ltd), to generation, transmission and distribution of power (Reliance Energy), infrastructure and entertainment.
For More information, please visit Reliance Anil Dhirubhai Ambani Group Website
Mission
Our mission at Reliance Health is to strengthen the delivery of health services to communities we serve. Reliance Health has a commitment to the principles of quality, value and service.
Vision
An integrated health services offering comprehensive range of services to individuals and groups.
Reliance Health believes in the concept of fully integrating all components of care into a seamless health delivery system, under single governance and leadership.
Physicians, hospitals, clinics, suppliers, insurers and others who join ‘Reliance Health’ will lead the process of accountability and demonstrate value to their partners and the community.
Reliance HealthWise Plan
Introduction
Seeing your family in the pink of health ranks highest in priority for you. Yet, despite your best efforts, illnesses do occur. With the spiraling cost of health care, these unforeseen circumstances can take a toll on your savings. To ensure that you don’t need to spend your hard earned money on treatment of any such illness; we have a Policy that offers you all the financial support that you need.
Key Advantage
For the first time in India, Critical Illnesses are also covered as part of your Health Insurance Policy.
A separate Double Sum Insured is automatically available as soon as any of the listed critical illnesses is diagnosed. 24 hours cashless facility at more than 3000 network hospitals. Income Tax benefits under Section 80 D. Options in duration of coverage – 1 year/2 year policies available. Family Floater benefit giving comprehensive protection to your family members under one single Policy. Discount on renewal premium for claim free policy.
Coverage of pre-existing conditions after 2 years/4 years as per plan opted. What does this Policy cover?
Depending on the Plan opted by you, your Reliance HealthWise Policy covers:
Hospitalisation Expenses - Expenses incurred towards-
Hospital (room, boarding and operation theatre) Doctors & nurses Medical tests Medicines, blood, oxygen, appliances etc. Day Care Treatment - Medical expenses towards specific technologically advanced day care treatments/surgeries where 24 hours of hospitalisation is not required.
Domiciliary Hospitalisation - All expenses related to a medical treatment, which is being administered at home, subject to specific conditions applicable.
Pre and Post Hospitalisation - Medical expenses related to your treatment before and after hospitalisation for a specified number of days.
Pre-Existing Diseases - Coverage of pre-existing diseases after two/four continuous renewals with us.
Critical Illness - Your Sum Insured is automatically doubled separately for treatment of Cancer, Coronary artery bypass surgery, First heart attack, Kidney failure, Multiple sclerosis, Major organ transplant, Stroke, Aorta graft surgery, Paralysis and Primary pulmonary arterial hypertension.
Donor Expenses - All hospitalisation expenses incurred by the Donor in case of major organ transplant are covered.
What are the value added benefits available?
Your Reliance HealthWise Policy offers a host of value added benefits, depending on the Plan opted by you. These include:
Daily Hospitalisation Allowance for a maximum period of seven days. Nursing Allowance for a maximum period of five days, on recommendation of the treating Medical Practitioner.
Reimbursement of charges towards Local Road Ambulance Services. Recovery Benefit of Rs. 10,000/- in case of hospitalisation for more than ten consecutive days. Expenses of an Accompanying Person at the Hospital/Nursing Home for a maximum of five days.
Cost of Health Check up at the end of a block of four years, provided there were no claims reported. What are the additional features of this Policy?
Family Floater - Covers your family on a floater basis applicable to a maximum of four persons comprising of you, your spouse and two dependent children under the age of 21 years. Example- If Mr. Sharma and his family choose a regular health insurance plan with Rs. 1 lakh Sum Insured each; they would have to pay individual premiums for each member of the family. In addition, the cover for each Insured member would be only up to one lakh, even if the treatment costs beyond Rs. 1 lakh. But, if they take a Policy of Rs. 3 lakhs for the entire family under a floater Plan offered by Reliance HealthWise Policy, anyone from the family can claim up to Rs. 3 lakhs. Renewal Discounts - Equivalent to 5% of renewal premium, if there are no claims in the previous year.
Income Tax Benefit - Premium eligible for deduction under Section 80 D of the Income Tax Act. Who are covered under the Policy?
Children above the age of three months and adults below the age of 65 years. Children between three months and five years can be covered only if one or both the parents are covered. Maximum age to enter the Plan is 65, 60 and 55 for Standard, Silver and Gold Plan respectively.
Policy Options
Choose your plan -You may choose any of the following plans
Reliance HealthWise Policy -
Standard Reliance HealthWise Policy
- Silver Reliance HealthWise Policy
- Gold Two-Year Policy
- Continuous coverage for two years without the hassles of annually renewing your Policy.
Wide range of Sum Insured
Standard - 1 lakh to 5 lakhs Silver - 1 lakh to 5 lakhs Gold - 1 lakh to 5 lakhs What does the Policy not cover?
At Reliance General Insurance, we would like our Policy to be as transparent as possible. To ensure that you do not face any unpleasant surprises when you make a claim, we would like you to know some of the major exclusions under the Policy.
Certain ailments are not covered in the first year of the inception of the Policy. However, they are covered from the second year onwards. These are Cataract, Benign Prostatic Hypertrophy, Congenital Internal Diseases, Fistula in Anus, Piles, Hysterectomy for Menorrhagia or Fibromyoma, Hernia, Sinusitis and related disorders. This exclusion will not be applicable for roll over cases and renewals. Pre-existing illness will not be covered for the first two/four years, as per the Plan opted. Any disease contracted during the first 30 days of inception of Policy. This exclusion will not be applicable for roll over cases and renewals. Treatment of pregnancy & childbirth-related complications. Suicide, self inflicted injury or illness, mental disorder, anxiety, stress or depression, use of alcohol or drugs. Diseases such as HIV or AIDS. Cost of spectacles, contact lenses and hearing aids. Dental treatment or surgery of any kind unless requiring hospitalisation. Expenses on vitamins and tonics unless forming part of treatment for disease/injury.
Naturopathy treatment or obesity related treatment. War, terrorism and nuclear weapons induced hospitalisation. How can I get this Policy?
All you need to do is fill in the necessary details in the Proposal Form and hand it over along with your cheque to your Insurance Advisor. You will instantly get a Health Kit, containing among other things your Policy and Health Card.
How do I claim my insurance?
You can claim your insurance through the cashless and/or reimbursement facility.To avail our cashless facility at more than 3000 of our network hospitals across the country, contact our Third Party Administrators (TPA) on the helpline numbers given on your health card. Once you submit the required documents, the TPA would arrange for cashless facility to be made available at the Hospital/Nursing Home, provided the disease/illness/injury, for which you are admitted in the hospital, is covered under your Policy. In case of an admission in a non-network hospital, inform the details to our TPA on the helpline numbers given on your health card. After you get discharged from the hospital, submit all your original bills to our TPA and claim for the reimbursement. To ensure that finances never interfere with your family’s healthcare, apply for the Reliance HealthWise Policy, today!
Wednesday, July 16, 2008
Subscribe to:
Posts (Atom)